Conventional loans are secured by government-sponsored entities or GSE’s such as Fannie Mae and Freddie Mac. These loans offer different down payment options designed to fit your budget.
VA loans can mean a lower monthly payment for you if you are an eligible borrower. Take advantage of your VA benefits with this government-backed loan. Purchase with no down payment, never pay mortgage insurance and receive lower rates.
FHA loans are fully insured through the Federal Housing Administration (FHA), a government organization. FHA loans offer benefits that include lower down payments, lower closing costs, straight-forward mortgage terms, and easier credit qualification.
Fixed Rate Mortgages
A loan program where your monthly principal and interest payments do not change over the life of the loan.
Adjustable Rate Mortgages
Also shown as ARMs. These loans generally begin with an interest rate that is lower than a comparable fixed-rate mortgage, and then the rate adjusts over defined periods of time.
Loans with larger loan limits than those set by Fannie Mae and Freddie Mac are called jumbo loans. Because jumbo loans are not funded by these government-sponsored entities, they usually carry a higher interest rate and some additional underwriting requirements.
First-Time Home Buyer
Down payment options, gift options, seller’s concessions. There are a lot of things to think about when it comes to your first home. Working with an experienced professional to maximize your first-time home buying benefits.
Investment or Second Homes
Looking to invest in real estate, or have a second home? Let’s take a look at your options.
Our renovation loans allow you to purchase or refinance and roll the cost of repairs into one loan. One loan, one closing, one payment.
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