Buying

With University Home Loans as your financial guide, you can focus on the things that matter to you.

Refinance

Lower your monthly payment, adjust your loan terms, or access equity with a refinance option built around your needs.

Build

Finance the construction of your dream home with loan options that support each stage of the building process.

Renovate

Transform your current home with renovation financing that helps make your *Pinterest* plans possible.

Loans that meet your needs.

Sometimes you have special circumstances that make you different than the typical borrower. Or you want to purchase a house and roll the renovation costs into it. We have products that fit all types of needs.

Renovate Your NEW Home

Make any home your dream home. With a renovation loan you can purchase and renovate all in one loan.

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Jumbo Loans

Loan amount above conforming limits? We’ve got you covered. Let’s discuss your options.

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Down Payment Options

If you are looking for down payment options that might be out of the norm, we have options that will meet your budget.

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What our clients say.

“Mary is so knowledgable throughout the lending process. She helps guide millennial homebuyers through the whole journey. I trusted her years of experience in various situations and was able to get my dream home!”

Samantha L.

May 2025 | Purchase

“Brigitte has the skill and knowledge of a high level loan officer. It was really a smooth transaction. She is my go-to lender.”

Sharon O.

Oct. 2025 | Realtor

“When I thought all hope was gone, they Got me approved. After five other places would not approve me, UHL did it in less than twenty minutes.”

Dominic S.

January, 2021 | Purchase

“It was excellent and easy! Everything was really easy, Marcus explained things very well and was very patient with my many questions.”

Benjamin A.

June, 2026

Don’t know where to begin?

First-time home buyers, second homes, moving up, or down-sizing. Whatever your situation is, let’s take a look and find the mortgage that works for you. Connect with us today.